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Proven Excellence in Financial Planning

Strategic advice, disciplined execution, and a proven track record of managing and protecting family and business wealth.

ABOUT THE FOUNDER

Shubhangi Wankhade

Founder & Financial Consultant

Shubhangi Wankhade is the Founder of A₹TH NITI, dedicated to helping individuals and families make smarter, more confident financial decisions.

With over 13 years of experience across Banking, Financial Services, and Capital Markets, she brings practical expertise and a strategic approach to every client’s financial journey.

Her philosophy is built on trust, transparency, and personalized guidance—making financial planning simple, purposeful, and aligned with long-term goals.

Through A₹TH NITI, her vision is to promote financial awareness and empower people to build a secure and prosperous future.

 

Strategic Focus

Wealth Creation, Risk Management, and Generational Estate Planning.

Advisory Philosophy

Data-backed, ethical, and tailored around individual life milestones.

Core Commitment

Unbiased recommendations focused entirely on long-term capital protection and steady growth.

our Impact In numbers

1000+

Families Financial Futures Secured

100%

Transparent & Ethical Advisory Commitment

100%

Claim Settlement Support & Guidance

360°

Integrated Solutions Under One Roof

Comprehensive Wealth Management Portfolio

1

Wealth Accumulation
& Growth

Wealth Accumulation & Growth
Direct Equity & Mutual Funds: Curated equity strategies targeting inflation-beating long-term returns.
PMS & ETFs: Structured portfolios for HNIs seeking dynamic asset allocation and tactical market exposure.
2

Fixed Income &
Safety Assets

Fixed Income & Safety Assets
Guaranteed Income Schemes: Bank FDs, Corporate Deposits, and PPF allocations designed for capital preservation and liquidity.
Bonds & Sovereign Assets: Sovereign Gold Bonds (SGBs) and NCDs engineered for stable, low-risk yields.
3

Comprehensive Risk
Protection

Comprehensive Risk Protection
Life & Health Shield: Strategic term plans and high-deductible health covers protecting family assets against medical or life emergencies.
Commercial & Asset Covers: Customized coverage for business liabilities, property, transit, and fire hazards.

How We Transform Financial Journeys

Retirement Couple
CASE STUDY 1

Retirement &
Pension Security

Goal: A senior professional seeking steady income post-retirement without diluting capital.
Solution: Structured a hybrid portfolio combining annuity plans, high-yield fixed deposits, and conservative mutual funds.
Outcome: Guaranteed monthly income stream while preserving wealth for heirs.
Child Student
CASE STUDY 2

Generational Child
Education Fund

Goal: Young parents planning for abroad education funds for their child 12 years in advance.
Solution: Automated SIP strategy combined with a child insurance lock-in policy to guarantee the goal even in unforeseen circumstances.
Outcome: Target education corpus tracking 15% ahead of inflation projections.

WHY CLIENTS TRUST A₹TH NITI

Unbiased Advice

Zero product-driven pushing; every recommendation is backed by client goals.

Periodic Portfolio
Rebalancing

Active tracking to ensure market swings don't derail your targets.

Dedicated Claim
Assistance

We stay with you through every health or term claim settlement.

Long-Term Relationship

We grow with you—adapting strategies to every life stage and financial milestone.